<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.lfeducationalconsulting.com/blogs/tag/moneyforcollege/feed" rel="self" type="application/rss+xml"/><title>LF Educational Consulting - Success Tips ##moneyforcollege</title><description>LF Educational Consulting - Success Tips ##moneyforcollege</description><link>https://www.lfeducationalconsulting.com/blogs/tag/moneyforcollege</link><lastBuildDate>Thu, 16 Apr 2026 20:32:13 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[You've Received a College Acceptance Letter What's Next?]]></title><link>https://www.lfeducationalconsulting.com/blogs/post/you-ve-received-a-college-acceptance-letter-what-s-next</link><description><![CDATA[ You've received your first college acceptance letter, and you're bubbling with excitement! After you've shared the news with your loved ones and cele ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_1mrodQX-TUW1BRWI0IS7Tg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_J8wf9GA8TImLGDuZS_S2Dg" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_i2PAQsCZTe6di2zbwjdKow" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_kGktPkzM2r6wBKAcdD6nVA" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_kGktPkzM2r6wBKAcdD6nVA"] .zpimage-container figure img { width: 293px !important ; height: 172px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_kGktPkzM2r6wBKAcdD6nVA"] .zpimage-container figure img { width:293px ; height:172px ; } } @media (max-width: 767px) { [data-element-id="elm_kGktPkzM2r6wBKAcdD6nVA"] .zpimage-container figure img { width:293px ; height:172px ; } } [data-element-id="elm_kGktPkzM2r6wBKAcdD6nVA"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/finish%20line%20ahead%202023.jpg" width="293" height="172" loading="lazy" size="original" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_8Mpugo6UTSm_AhKBZzFlyg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_8Mpugo6UTSm_AhKBZzFlyg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><p><br></p><p><span style="font-size:17.5pt;">You've received your first college acceptance letter, and you're bubbling with excitement!</span></p><p><span style="font-size:17.5pt;">After you've shared the news with your loved ones and celebrated this major accomplishment, you're left with some choices to make. Is this college &quot;the one?&quot; Are you ready to commit?</span></p><p><span style="font-size:17.5pt;">There's no need to jump immediately at the opportunity. In fact, it definitely serves you to weigh your options and make the right decision for you. So before you commit, here are some steps to take after receiving a college acceptance letter.</span></p><p><b><span style="font-size:13.5pt;">1. Weigh Your Options</span></b></p><p><span style="font-size:17.5pt;">Receiving your first&nbsp;<a href="https://www.bucknell.edu/node/2315/">college acceptance letter</a>&nbsp;is exciting, but it is not the end all be all. You may have more acceptance letters on the way to your mailbox.</span></p><p><span style="font-size:17.5pt;">Even if you think your heart is set on one specific school, it's smart to wait for other options. For example, you may get an unexpected scholarship from another college that you just can't refuse. It's important to consider a variety of factors before making your decision.</span></p><p><span style="font-size:17.5pt;">In the meantime, stay organized. You may want to keep all of your letters in a folder with a running list of where you've been accepted and which schools you're waiting to hear back from. This will make it easier to review the documents and offers once you are closer to making a decision.</span></p><p><b><span style="font-size:13.5pt;">2. Do Your Research</span></b></p><p><span style="font-size:17.5pt;">You likely did some preliminary research while you were applying to schools, but now that you're receiving offers, things are getting real. It's time to dig deeper and get to know more about the college you're considering.</span></p><p><span style="font-size:17.5pt;">A few&nbsp;<a href="https://www.bucknell.edu/meet-bucknell/fast-facts">things to find out</a>&nbsp;about each of your options include:</span></p><p><span style="font-size:17.5pt;">·</span><span style="font-size:17.5pt;">college size (total attendance, average class size, faculty to student ratio)</span></p><ul><li><span style="font-size:17.5pt;"><a href="https://www.bucknell.edu/node/3983/">Graduate outcomes</a></span></li><li><span style="font-size:17.5pt;"><a href="https://www.bucknell.edu/admissions-aid/plan-visit/explore-area/lewisburg-pa">Information on the location (and surrounding areas)</a></span></li><li><span style="font-size:17.5pt;"><a href="https://www.bucknell.edu/admissions-aid/tuition-fees-financial-aid">Tuition and fees</a></span></li><li><span style="font-size:17.5pt;"><a href="https://www.bucknell.edu/academics/beyond-classroom/internship-opportunities">Internship opportunities</a></span></li><li><span style="font-size:17.5pt;">Work-study opportunities</span></li><li><span style="font-size:17.5pt;"><a href="https://www.bucknell.edu/life-bucknell/get-involved">Clubs and organizations</a></span></li><li><span style="font-size:17.5pt;"><a href="https://www.bucknell.edu/life-bucknell/housing-dining/housing-services">Housing options</a></span></li></ul><p><span style="font-size:17.5pt;">Also, read up on each college’s academic offerings as part of your research. Although you don't have to declare a major right away, it's important to make sure your chosen school has a program that aligns with your future goals.</span></p><p><span style="font-size:17.5pt;">Many colleges have student ambassadors who are available to answer any questions you may have. You can contact them online, or you can connect with them in person if you schedule a campus visit.</span></p><p><b><span style="font-size:13.5pt;">3. Crunch the Numbers</span></b></p><p><span style="font-size:17.5pt;">Cost is an important determinant when it comes to choosing a college. Admissions letters are often accompanied by&nbsp;<a href="https://www.bucknell.edu/admissions-aid/tuition-fees-financial-aid/scholarship-programs">scholarship offers</a>&nbsp;and&nbsp;<a href="https://www.bucknell.edu/admissions-aid/tuition-fees-financial-aid">financial aid</a>&nbsp;estimates. You will want to factor these offers in when determining the cost that remains to be covered out of pocket, by loans, etc.</span></p><p><span style="font-size:17.5pt;">Consider the differences between in-state, out-of-state and international tuition as you compare costs. If you're looking at an out-of-state college, see if there's an option to declare residency after a year or two to reduce your costs.</span></p><p><span style="font-size:17.5pt;">If you're choosing a local school, look into grants for state residents because you may be eligible simply by graduating from an in-state high school.</span></p><p><b><span style="font-size:13.5pt;">4. Talk to Friends, Family and Mentors</span></b></p><p><span style="font-size:17.5pt;">Making the decision of which college to attend can feel overwhelming. That's why it's important to talk it out with those who are close to you or have experience with choosing a school.</span></p><p><span style="font-size:17.5pt;">Whether it's a parent, an older sibling, or your high school guidance counselor, find someone you trust to walk by your side through this process. Brainstorm, brain dump and weigh your options.</span></p><p><span style="font-size:17.5pt;">Plus, those who have attended college will likely pick up on things or ask questions that may have never crossed your mind, so their insight can be super valuable.</span></p><p><span style="font-size:17.5pt;">It's important to recognize that while your loved ones might have a lot of experience, wisdom and opinions, the choice is ultimately yours.</span></p><p><b><span style="font-size:13.5pt;">5. Visit Your Top college in Person or Virtually</span></b></p><p><span style="font-size:17.5pt;">You can't beat the experience of&nbsp;<a href="https://www.bucknell.edu/admissions-aid/plan-visit">visiting</a>&nbsp;your preferred schools before making your decision. A school may look great on paper, but nothing makes up for that real first impression.</span></p><p><span style="font-size:17.5pt;">Whether it's through a self-guided tour, a group tour or a virtual tour, touring your top schools will likely affect how you feel about the school and reveal more information about the location, academics and environment. Many students will say that visiting a school is what ultimately influenced their final decision.</span></p><p><b><span style="font-size:13.5pt;">6. Submit Your Decision on Time</span></b></p><p><span style="font-size:17.5pt;">Once you've made a decision, it's time to accept the admission offer from your chosen school.</span></p><p><span style="font-size:17.5pt;">Typically, you'll submit your decision along with an enrollment deposit. This is usually for around $200-$600, and since it's a deposit, it will be applied to your balance for the first semester. Some schools offer waivers in instances of financial need or other qualifiers.</span></p><p><span style="font-size:17.5pt;">Make sure you're keeping track of the enrollment deposit, housing application and other deadlines. Schools that have accepted you should keep you in the loop with approaching deadlines, but it's a good idea to be proactive.</span></p><p><span style="font-size:17.5pt;">After you've submitted your decision, you have some time to submit the rest of the required documents and information to ensure a smooth start in the fall.</span></p><p><span style="font-size:17.5pt;">Here are a few things that you'll need to submit after you pay your enrollment deposit:</span></p><p><span style="font-size:17.5pt;">·</span><span style="font-size:17.5pt;">Final high school transcripts</span></p><ul><li><span style="font-size:17.5pt;">Proof of residency (for in-state tuition)</span></li><li><span style="font-size:17.5pt;">Proof of insurance (if opting out of the university's policy)</span></li><li><span style="font-size:17.5pt;">Copy of your birth certificate</span></li><li><span style="font-size:17.5pt;">Housing application</span></li></ul><p><span style="font-size:17.5pt;">Look for important information from your school on how to submit these documents.</span></p><p><b><span style="font-size:13.5pt;">7. Get Ready to Start College</span></b></p><p><span style="font-size:17.5pt;">Once you've committed to your chosen College by submitting your enrollment deposit, it's time to get ready for college! Unless you're starting in the summer term, you'll have a few months to prepare.</span></p><p><span style="font-size:17.5pt;">However, now's the time to start meeting people from your new school. This will help you make some friends and get to know your future classmates. Attend admitted students events, check out online meetups and follow your future school's official social media channels to stay connected.</span></p><p><span style="font-size:17.5pt;">In the meantime, enjoy the rest of your days in high school.</span></p><p><b><span style="font-size:18pt;">How Long Do I Have to Accept a College's Offer of Admission?</span></b></p><p><span style="font-size:17.5pt;">Every college has different rules for when you have to accept college admission and enroll. Usually, the enrollment deposits are due in the spring around the time of graduation. However, some colleges have earlier deadlines, especially for more competitive programs.</span></p><p><span style="font-size:17.5pt;">Here at Bucknell University, we have&nbsp;<a href="https://www.bucknell.edu/admissions-aid/admissions-dates-deadlines">separate deadlines</a>&nbsp;for Early Decision and Regular Decision applicants. Early Decision applicants must submit their enrollment deposits by either the Early Decision I (mid-January) or Early Decision II deadline (mid-March), whereas Regular Decision applicants have until May.</span></p><p><span style="font-size:17.5pt;">Every student has to submit their final high school transcripts by July 1 to secure their admission.</span></p><p><span style="font-size:17.5pt;">Thinking of deferring your admission to another semester? Students who wish to defer admission must submit their requests by June 1.</span></p><p><span style="font-size:17.5pt;">Looking for more information on admissions and enrollment? By Bucknell University</span></p></div><p><span style="color:inherit;">&nbsp;</span></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 09 Apr 2024 19:47:50 -0500</pubDate></item><item><title><![CDATA[Scholarships ]]></title><link>https://www.lfeducationalconsulting.com/blogs/post/scholarship</link><description><![CDATA[Scholarships can be a good way to ease the financial burden of&nbsp; college&nbsp; or fund your education entirely. Many scholarships are&nbsp; merit-bas ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_eofEGk9CTYumqtaLT_uIPA" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_aqGFX-wTQkauiW_U0uSL-w" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_GkrT1czIS82uxLH0d8AgyQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_nLZp5gA_4-tK9Pd8gVxyVw" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_nLZp5gA_4-tK9Pd8gVxyVw"] .zpimage-container figure img { width: 970px !important ; height: 647px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_nLZp5gA_4-tK9Pd8gVxyVw"] .zpimage-container figure img { width:970px ; height:647px ; } } @media (max-width: 767px) { [data-element-id="elm_nLZp5gA_4-tK9Pd8gVxyVw"] .zpimage-container figure img { width:970px ; height:647px ; } } [data-element-id="elm_nLZp5gA_4-tK9Pd8gVxyVw"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/SCHOARSHIPS%202023.jpg" width="970" height="647" loading="lazy" size="original" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_9ok-pjknSXie-dgaBrNmmg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_9ok-pjknSXie-dgaBrNmmg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><div><p>Scholarships can be a good way to ease the financial burden of&nbsp;<a href="https://www.usnews.com/best-colleges">college&nbsp;</a>or fund your education entirely. Many scholarships are&nbsp;<a href="https://www.usnews.com/education/best-colleges/paying-for-college/slideshows/things-to-know-about-merit-aid-scholarships">merit-based</a>, meaning they're awarded because of a student's academic, athletic, artistic or leadership abilities.</p></div><div><p>But you don't need to be at the top of your class or a star athlete to win scholarships. Many are awarded based on a student's financial need, and you may even be able to find some related to your&nbsp;<a href="https://www.usnews.com/education/best-colleges/articles/find-college-scholarships-related-to-your-hobbies">hobbies</a>.</p></div><div><p>Often, some of the best scholarship sources &quot;are in your&nbsp;<a href="https://www.usnews.com/education/best-colleges/paying-for-college/articles/how-to-find-local-scholarships-in-your-own-backyard">backyard</a>,&quot; says Angela Warfield, principal consultant and founder of college admissions consulting firm Compass Academics. School counselors as well as local cultural affinity groups, churches, clubs, community foundations and athletic organizations often award scholarships. Targeting these first is a good way to stack scholarship money, experts say.<br></p></div><svg></svg><p style="font-weight:700;"><a href="https://www.usnews.com/education/best-colleges/paying-for-college/articles/how-to-find-and-secure-scholarships-for-college" style="font-weight:normal;">How to Find and Secure Scholarships for College.</a><br></p><div></div><div><p>But you should expand your search wider, and there are plenty of free websites and apps that can help. Here are 10 websites experts suggest using to start your scholarship search.</p></div><div><h2>Going Merry</h2></div><div><p>A popular site recommended by independent college admissions counselors is&nbsp;<a href="https://www.goingmerry.com/" target="_blank">Going Merry</a>, which aims to simplify scholarship applications for students. Signing up is free, but students can also check to see how much they're eligible for in scholarships without signing up. According to the website, students have won upward of $40,000.</p></div><div><p>&quot;I recommend this for students due to its user-friendly platform, which simplifies the scholarship application process and aggregates numerous scholarship opportunities in one place,&quot; Denard Jones, lead college counselor at college admissions consulting company Empowerly, wrote in an email. &quot;It offers a time-efficient approach, allowing students to focus more on their studies and extracurricular activities while pursuing valuable merit aid opportunities.&quot;</p></div><div><h2>Scholarships.com</h2></div><div><p>This website helps students discover scholarships they qualify for, organize their matches and apply for those scholarships. The recently redesigned website has helped streamline the process even more, says Kevin Ladd, chief operating officer and co-creator of&nbsp;<a href="https://www.scholarships.com/" target="_blank">Scholarships.com</a>&nbsp;and a former U.S. News contributor.</p></div><div><p>Ladd says the platform prioritizes legitimacy, accuracy and ease of function for users.</p></div><div><p>&quot;If you found it on Scholarships.com, it is safe to apply for it,&quot; Ladd wrote in an email. &quot;We thoroughly vet each one, ensuring it’s legit and there are no fees associated with applying. Daily, we are looking at these and checking them against the URL associated with them, looking at the deadline and dollar amount, filtering, etc. and emailing or calling the provider if necessary to ensure timeliness and accuracy.&quot;</p></div><div style="width:636px;"><div><div></div></div></div><div><h2>Scholly</h2></div><div><p>You may have heard about the&nbsp;<a href="https://myscholly.com/about/" target="_blank">Scholly&nbsp;</a>app through the television show &quot;Shark Tank,&quot; where founder Christopher Gray shared how he earned $1.3 million in scholarships thanks partly to applying to virtually every scholarship he qualified for. He found that for many of the scholarships he won, he was one of a few applicants or the only applicant.</p></div><div><p>Financial management company SoFi estimates $100 million in scholarship money goes unclaimed each year, and Gray says he created Scholly to help students find that money. Now owned by educational lender Sallie Mae, the app is free and helps students identify scholarships based on their academic profile and demographics.</p></div><div><p>“A lot of students are taking on way more debt than they have to,” Gray says. “That’s mainly because they don’t know these scholarships exist.&quot;</p></div><div><h2>Fastweb</h2></div><div><p>Fastweb is another free scholarship search provider that claims to have a database of 1.5 million college scholarships worth over $3.4 billion. Owned by Monster.com,&nbsp;<a href="https://www.fastweb.com/" target="_blank">Fastweb</a>&nbsp;also offers college planning resources and financial aid information.<br></p></div><svg></svg><p style="font-weight:700;"><br></p><div></div><div><p><span style="color:inherit;">Fastweb is &quot;the most comprehensive website for students to find scholarships.&nbsp; Fastweb may send a lot of emails after you sign up, so ating an email address specifically for scholarship searches so that your primary email inbox doesn't get flooded.</span><br></p></div><div><h2>BigFuture</h2></div><div><p>A platform created by the College Board,&nbsp;<a href="https://bigfuture.collegeboard.org/pay-for-college/scholarship-directory" target="_blank">BigFuture</a>&nbsp;allows students to search for scholarships and get help paying for college. The website claims to have a database of more than 24,000 scholarships that award more than $1.5 billion annually. The website allows students to create a profile and get matched with scholarships they qualify for.</p></div><div><p>&quot;I recommend it to high schools because it offers a reliable tool for accessing essential information on both self-help and gift aid search processes,&quot; Jones says.</p></div><div><div><div></div></div></div><div><h2>RaiseMe</h2></div><div><p>The majority of scholarships are awarded to high school seniors, but&nbsp;<a href="https://www.raise.me/how-it-works" target="_blank">RaiseMe</a>&nbsp;advertises scholarships available to students as early as their freshman year. The website matches students with micro-scholarships, which RaiseMe defines as &quot;a small grant that you can earn during high school or&nbsp;<a href="https://www.usnews.com/education/community-colleges">community college</a>&nbsp;and put towards tuition at a four-year college or university.&quot;</p></div><div><p>Students must create a profile on the website and enter their grades, hobbies, honors, awards, community service and other achievements. From there, they can potentially earn money from one of the 300 colleges that RaiseMe partners with.</p></div><div><p>On average, students who use RaiseMe and meet standard eligibility requirements for a college earn $25,000 in micro-scholarships over four years of high school, according to the website.</p></div><div><h2>Appily</h2></div><div><p>Previously known as Cappex,&nbsp;<a href="https://www.appily.com/" target="_blank">Appily</a>&nbsp;is another free resource that allows students to search both schools and scholarships that they qualify for based on their personal profile and demographics. You can search for scholarships based on your year in school, and after you complete a short questionnaire, the site filters schools and scholarships that may be applicable.<br></p></div><svg></svg><p style="font-weight:700;"><span style="color:inherit;font-weight:normal;">&quot;This platform provides a comprehensive scholarship database, aiding students in identifying financial aid opportunities to support their search for affordability in a personalized way by matching opportunities with student preferences,&quot; Jones says. &quot;It also features college reviews from actual students, offering valuable insights into campus life, academics and extracurriculars.&quot;</span><br></p><div><h2>Niche</h2></div><div><p>Along with searching for scholarships,&nbsp;<a href="https://www.niche.com/colleges/scholarships/" target="_blank">Niche.com</a>&nbsp;allows students to gain a sense of a school's &quot;personality&quot; by reading student reviews, Hartley says. Similar to other websites, Niche matches students with scholarships that match their qualifications and provides essay-free scholarships, which some students may prefer.</p></div><div><h2>Unigo</h2></div><div><p><a href="https://www.unigo.com/" target="_blank">Unigo</a>&nbsp;is another website that pairs students with scholarships that fit their profile. The website has more than 3.6 million athletic, merit-based and company-sponsored scholarships and grants in its database, as well as 650,000 college reviews, statistics and other data points to use when vetting schools.</p></div><div><p>Users can check each month to find new scholarships that fit their profile, with some applications taking just a few minutes to complete.</p></div><div><div><div></div></div></div><div><h2>Scholarships360</h2></div><div><p>After struggling to find scholarships on their own, brothers Will and Brian Geiger launched&nbsp;<a href="https://scholarships360.org/about/" target="_blank">Scholarships360</a>&nbsp;in 2010 to help students find money for college. Since then, the website has offered a free database of thousands of scholarships that can be filtered by grade and demographic, plus scholarships that are easy to apply for and don't require an essay.</p></div><div><p>A new site feature is that all scholarships &quot;are now 'ungated' so that students don't need to sign up,&quot; company CEO Will Geiger wrote in an email. &quot;We think that this makes Scholarships360 particularly student-centric as students can go directly to the scholarship website. They can also use our app to check their eligibility and get matches.&quot; By U S NEWS</p></div><div><p><br></p></div><div></div><div><br></div><div><br></div></div><p><br></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 07 Dec 2023 10:53:00 -0600</pubDate></item><item><title><![CDATA[Making Sense of Scholarships]]></title><link>https://www.lfeducationalconsulting.com/blogs/post/Making-Sense-of-Scholarships</link><description><![CDATA[If you’re a senior, chances are that by now the application process has come to an end, and most results are already in for those who applied early. S ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_NWjQb09rRn2F-X60_odChw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_bGmeeBrmR6-J5OsnFTG9zw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_rZYPmOxPTYK_-pEH2tS0tQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_FMZvyXNWfmJ3LFUuWXk-pw" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_FMZvyXNWfmJ3LFUuWXk-pw"] .zpimage-container figure img { width: 266px !important ; height: 189px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_FMZvyXNWfmJ3LFUuWXk-pw"] .zpimage-container figure img { width:266px ; height:189px ; } } @media (max-width: 767px) { [data-element-id="elm_FMZvyXNWfmJ3LFUuWXk-pw"] .zpimage-container figure img { width:266px ; height:189px ; } } [data-element-id="elm_FMZvyXNWfmJ3LFUuWXk-pw"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
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                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/scholarship%202022%201.jpg" width="266" height="189" loading="lazy" size="original" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_5sDXK60FQMyZlNJO78P-Tg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_5sDXK60FQMyZlNJO78P-Tg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><p style="margin-bottom:13.8pt;"><span style="font-size:11.5pt;">If you’re a senior, chances are that by now the application process has come to an end, and most results are already in for those who applied early. So now what? This is a great time to research and apply for scholarships. Many scholarships are seen as hallmarks of commendable work and some scholarships may even grant you extra access to research or study-abroad opportunities.<br> There are several types of scholarships available to college students. To help you get started on your search, LF Educational Consulting expert counselor have created an introduction to the four basic types of scholarships. It’s important to keep in mind that there are different criteria and benefits associated with each type, so read on for more information.</span></p><p style="margin-bottom:13.8pt;"><b><span style="font-size:11.5pt;">Need-based</span></b><span style="font-size:11.5pt;"><br> Need-based scholarships are distributed by the college or university and are generally awarded using the information provided by your family on the Free Application for Federal Student Aid (FAFSA) or the College Scholarship Service Profile (CSS Profile). The award is based solely on income and reported assets, meaning there are generally no additional essays or requirements to fulfill, though these scholarship grants will vary in amount for each university. The difference between these scholarships and other types of financial aid, such as student loans or work study wages, is that you don’t have to repay the funds via monthly payments or through working on campus. In recent years, some schools, such as Vassar College, replaced loans with grants and scholarships for students whose families demonstrated a certain amount of need. However, in light of current economic conditions and shrinking endowments, at least one school, Williams College, has had to abandon this policy (beginning with the class entering in the fall of 2011).</span></p><p style="margin-bottom:13.8pt;"><b><span style="font-size:11.5pt;">Merit-based</span></b><span style="font-size:11.5pt;"><br> If you excel in academics, the arts, sports or a particular extracurricular such as chess or debate, your college may take this into consideration when it comes to financial aid (they definitely already noted your achievements during the admissions process). As with need-based scholarships, merit-based scholarships may be awarded from your school without the completion of an additional application. However, some schools do require additional essays, activities, or applications for their merit-based scholarships. You should research available scholarship opportunities at the schools to which you have applied. You can often find this information by using the admissions or financial aid page on each college’s website. You can also contact the admissions office.<br> Many independent organizations have established scholarships devoted to recognizing accomplished students. We have included information on these in the “Specialty Scholarships” section below.</span></p><p style="margin-bottom:13.8pt;"><b><span style="font-size:11.5pt;">Career-based</span></b><span style="font-size:11.5pt;"><br> Career-based scholarships are often awarded to students entering into specific or high-need fields such as education and healthcare. They help reduce the cost of education for students entering careers that benefit society, particularly because those careers may be less lucrative in the years immediately following graduation. For example, the Journalism Education Association awards scholarships to students majoring in education who intend to teach journalism. Some of these scholarships are contingent on working in a particular field, such as cardiovascular nursing. Overall, they tend to not be as competitive, due to their specialization, and they may help to distinguish your resume for future employers and graduate schools.</span></p><p style="margin-bottom:13.8pt;"><b><span style="font-size:11.5pt;">Specialty Scholarships</span></b><span style="font-size:11.5pt;"><br> Specialty scholarships award money to students who have a specific background, interest or ability. You can find one for almost any passion you may have, such as environmental sustainability, vegetarianism or diplomacy. Also included in this category are regional scholarships and scholarships based on heritage or personal attributes.<br> Capitalize on your unique skills, talents and interests by applying for one of these. Often times, the purpose for these scholarships is to allow the recipient to have time to pursue their interests and to reward his or her achievements. For example, the Public Relations Society of America Foundation has several different awards specifically for undergraduate students who show promise in the field of public relations.</span></p><p style="margin-bottom:13.8pt;"><span style="font-size:11.5pt;">It can be difficult to research all the different scholarships that might be available to you.</span></p><p style="margin-bottom:13.8pt;"><span style="font-size:11.5pt;">If you’re wondering where to look, you can start with a scholarship search engine, which will often help match your interests and background to available awards. This is particularly useful for these smaller, specialized scholarships, as they may not be advertised elsewhere. Be wary of scams and use trusted sources like&nbsp;<a href="http://www.fastweb.com/" target="_blank">www.FastWeb.com</a>&nbsp;and&nbsp;<a href="http://www.finaid.org/" target="_blank">www.FinAid.org</a>. As with all sites, even those you may trust, you should use caution or ask a parent before submitting any personal information. You can also speak with your high school’s college counselor or contact the financial aid office of the college to which you’ve been accepted for more information.</span></p><p style="margin-bottom:13.8pt;"><b><span style="font-size:11.5pt;">Scholarship Tips and Hints<br></span></b><span style="font-size:11.5pt;">Reach out to any organizations to which you or your parents belong. For example, if your family belongs to a volunteer organization, such as Kiwanis, inquire into their potential scholarship options.</span></p><p style="margin-right:0.25in;margin-left:0.75in;"><span style="font-size:11.5pt;">·<span style="font-size:7pt;">&nbsp; </span></span><span style="font-size:11.5pt;">Constantly update your search. New scholarships become available all the time, and announcements and deadlines don’t always correspond to other admission dates. Furthermore, if your GPA or test scores change, you may be qualified for additional scholarships.</span></p><p style="margin-right:0.25in;margin-left:0.75in;"><span style="font-size:11.5pt;">·<span style="font-size:7pt;">&nbsp; </span></span><span style="font-size:11.5pt;">Read the fine print and follow instructions. If you’re applying for multiple scholarships, you will have to keep track of many different dates and requirements. Use a calendar to help you establish goals and deadlines for completing applications.</span></p><p style="margin-right:0.25in;margin-left:0.75in;"><span style="font-size:11.5pt;">·<span style="font-size:7pt;">&nbsp; </span></span><span style="font-size:11.5pt;">Generally, if a scholarship asks for an application fee, it may not be legitimate. You should not have to pay money for the opportunity to earn money. While this is a good rule of thumb, if you are unsure about a potential scholarship you should conduct additional research. You can do this through the Better Business Bureau (<a href="http://www.bbb.org/" target="_blank">www.bbb.org</a>), which advises students to watch out for phrases like, “The scholarship is guaranteed or your money back.” and “We will do all the work.”</span></p><p style="margin-right:0.25in;margin-left:0.75in;"><span style="font-size:11.5pt;">·<span style="font-size:7pt;">&nbsp; </span></span><span style="font-size:11.5pt;">Nationwide corporate scholarships often offer large rewards. For example, the Coca-Cola Scholars Foundation awards between $10,000 and $20,000 to its recipients.</span></p><p style="margin-right:0.25in;margin-left:0.75in;"><span style="font-size:11.5pt;">·<span style="font-size:7pt;">&nbsp; </span></span><span style="font-size:11.5pt;">Your summer job might be more profitable than you thought. Many national retail and food service chains offer employee scholarships. Taco Bell, McDonalds, and Borders are just a few.</span></p><p style="margin-bottom:7.5pt;"><span style="font-size:11.5pt;">Applying for scholarships can potentially bring in important financial assistance and the process may help you develop important academic skills, such as the ability to communicate clearly and prioritize multiple deadlines. Now that you’ve got a few ideas, use the research skills you picked up during your college search to compile your list of possible scholarships. A few extra hours of effort may result in new opportunities, as well as additional honors commending your years of hard work. Good luck!</span></p></div><p><span style="color:inherit;">&nbsp;</span></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Sat, 12 Mar 2022 14:10:55 -0600</pubDate></item><item><title><![CDATA[As FAFSA Completion Rate Declines, Students Could Lose Out On More Than Financial Aid]]></title><link>https://www.lfeducationalconsulting.com/blogs/post/as-fafsa-completion-rate-declines-students-could-lose-out-on-more-than-financial-aid</link><description><![CDATA[The Free Application for Federal Student Aid, better known as the&nbsp; FAFSA , is your passport to valuable sources of federal, state and college-based ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_PEWtVAWNSTmYg82eMlxSFA" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_fGnpg_7pQvSNyek4b16Zlw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_AJj09SLCSxi_a3PMKD5N0g" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_lOXK9YAURvXyM71hSSvvBw" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_lOXK9YAURvXyM71hSSvvBw"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
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                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/POSSEE14-1080x.jpg" size="original" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_-7kVahO7Tk-GCVjyQ7C4sA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_-7kVahO7Tk-GCVjyQ7C4sA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><p><span style="font-size:13.5pt;">The Free Application for Federal Student Aid, better known as the&nbsp;<a href="https://www.forbes.com/advisor/student-loans/what-is-the-fafsa/">FAFSA</a>, is your passport to valuable sources of federal, state and college-based financial aid. But if you don’t fill it out, you could lose out on potential grants, scholarships and low-interest federal student loans. Even more troubling, research shows that high school students who don’t complete the FAFSA are less likely to enroll in college altogether.</span></p><p><span style="font-size:13.5pt;">That makes recent trends cause for alarm. By the end of the 2020-21 school year, nearly 5% fewer students submitted the FAFSA compared to the previous year, according to a&nbsp;<a href="https://www.ncan.org/news/573024/FAFSA-Completion-Declines-Nearly-5-Nation-Loses-270K-FAFSAs-Since-2019.htm" target="_blank">report from the National College Attainment Network</a>&nbsp;(NCAN), a group of nonprofit organizations focused on educational equity. That means about 102,000 fewer students have the opportunity to attend college affordably this year.</span></p><p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">Here’s why pandemic-era FAFSA completion rates are bad news for students, and how to make sure you don’t miss out on free money for college.</span></p><div><p style="margin-bottom:15pt;"><b><span style="font-size:18pt;">Why FAFSA Completion Rates Dropped</span></b></p></div>
<p><span style="font-size:13.5pt;">Students graduating from high school in 2021 and planning to attend college in the fall experienced massive challenges in their junior and senior years.&nbsp;<a href="https://www.forbes.com/advisor/student-loans/fewer-high-school-seniors-are-submitting-the-fafsa/">Pandemic-related disruptions</a>&nbsp;including remote learning, job losses, health concerns and suddenly limited school-based resources like college counseling contributed to insufficient support for students.</span></p><p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">As a result, throughout the 2020-21 school year, fewer students submitted a FAFSA than in the previous year, according to NCAN. That amounts to worse declines than the organization reported for the 2019-20 school year, when the Covid-19 pandemic began. Altogether, between 2019 and 2021, NCAN reports that about 270,000 fewer students filled out the FAFSA than anticipated.</span></p><p><span style="font-size:13.5pt;">In a survey of parents and undergraduate students conducted earlier this year, Sallie Mae uncovered a similar trend. Only 68% of survey respondents submitted a FAFSA in 2020-21, down from 71% in 2019-20 and 77% in 2018-19, according to its&nbsp;<a href="https://ww2.salliemae.com/about/leading-research/how-america-pays-for-college/" target="_blank">How America Pays for College 2021</a>&nbsp;study.</span></p><div><p style="margin-bottom:15pt;"><b><span style="font-size:18pt;">Why It’s Crucial to Submit the FAFSA</span></b></p></div>
<p><span style="font-size:13.5pt;">The FAFSA gathers financial information from students and parents in order to determine whether the student qualifies for&nbsp;<a href="https://www.forbes.com/advisor/student-loans/need-based-financial-aid-how-do-you-qualify/">need-based financial aid</a>&nbsp;for college. If you’re eligible for need-based aid, that means you have multiple options to receive grants you don’t have to repay, including&nbsp;<a href="https://www.forbes.com/advisor/student-loans/what-is-the-pell-grant/">Pell Grants</a>&nbsp;and student loans with low interest rates and fees, like&nbsp;<a href="https://www.forbes.com/advisor/student-loans/subsidized-vs-unsubsidized-student-loans/">subsidized federal student loans</a>.</span></p><p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">Even if you don’t qualify for need-based aid, fill out the FAFSA so you can get other types of federal student loans. These include unsubsidized federal loans, which have fewer perks than subsidized loans but similarly low interest rates and flexible repayment terms.</span></p><p><span style="font-size:13.5pt;">Colleges also use the FAFSA to distribute federal&nbsp;<a href="https://www.forbes.com/advisor/student-loans/your-guide-to-the-federal-work-study-program/">work-study</a>&nbsp;funds and in many cases, institutional aid, meaning scholarships that come directly from the school. These can be awarded based on either financial need or personal accomplishments. Put simply, no one planning to attend college should skip out on the FAFSA.</span></p><p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">But that’s just what is happening: When students don’t submit the form, they have far fewer ways to make college affordable if they attend school. And that’s a big “if.” According to NCAN’s research, a high school senior who submits the FAFSA is 84% more likely to enroll in college right away. That likelihood increases to 127% for students from the lowest-income families.</span></p><p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">Put another way, when a student doesn’t submit the FAFSA, their chances of attending college the following school year plummets—especially when they’re most in need of financial support.</span></p><div><p style="margin-bottom:15pt;"><b><span style="font-size:18pt;">Submitting the FAFSA Early Offers Access to More Financial Aid</span></b></p></div>
<p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">Some types of financial aid are first-come, first served. These include federal work-study funds and certain school- and state-based grants. The FAFSA opens up annually on October 1, and if you file the form as close to that date as possible, you have a better chance to receive money you don’t have to pay back. (The federal Pell Grant, however, isn’t awarded on a first-come, first-served basis; if you’re eligible, you’ll get the full amount you qualify for, up to $6,495 in 2021-22.)</span></p><p style="margin-bottom:15pt;"><span style="font-size:13.5pt;">The federal FAFSA deadline is much later than school and state deadlines. For example, for students attending college in 2021-22, the FAFSA first became available on Oct. 1, 2020. While the federal government doesn’t require you to submit the FAFSA to your college until just before you enroll, states and schools often have financial aid deadlines that are months earlier. As a result, you should aim to submit the FAFSA as close to October 1 as possible, even if you won’t enroll in college until a year or more later.</span></p><div><p style="margin-bottom:15pt;"><b><span style="font-size:18pt;">How to Fill Out Your FAFSA</span></b></p></div>
<p><span style="font-size:13.5pt;">The FAFSA is available online at&nbsp;<a href="http://www.fafsa.gov/" target="_blank">fafsa.gov</a>&nbsp;and on the&nbsp;<a href="https://studentaid.gov/mystudentaid-mobile-app" target="_blank">myStudentAid mobile app</a>. To speed up the submission process, create a Federal Student Aid ID (<a href="https://www.forbes.com/advisor/student-loans/fsa-id/">FSA ID</a>) in advance so that you can easily log in, save your work and sign the form. You must submit a FAFSA each year you’re in college, but once you’ve filled it out, you can&nbsp;<a href="https://www.forbes.com/advisor/student-loans/fafsa-renewal/">renew the form</a>&nbsp;thereafter rather than start from scratch.</span></p><p><span style="font-size:13.5pt;">If you’re a&nbsp;<a href="https://www.forbes.com/advisor/student-loans/dependent-vs-independent/">dependent student</a>, your parents will have to submit their financial information, too. You’ll need access to a range of data including tax returns, your Social Security number, proof of untaxed income and more. The&nbsp;<a href="https://studentaid.gov/apply-for-aid/fafsa/filling-out" target="_blank">Federal Student Aid</a>&nbsp;website lists the documents you should gather beforehand. Once you’ve completed the form, you’ll get a&nbsp;<a href="https://www.forbes.com/advisor/student-loans/how-to-read-your-student-aid-report/">Student Aid Report</a>, which offers a basic picture of the proportion of college costs your family will be expected to contribute.</span></p></div><p><span style="font-size:13.5pt;color:inherit;">While the FAFSA can be intimidating, especially for students who don’t have a parent or another source of support to guide them, there are ways to get help. You can search the Federal Student Aid website for answers to&nbsp;</span><a href="https://studentaid.gov/apply-for-aid/fafsa/filling-out/help" target="_blank" style="font-size:13.5pt;">frequently asked questions</a><span style="font-size:13.5pt;color:inherit;">&nbsp;or reach out directly to the&nbsp;</span><a href="https://studentaid.gov/help-center/contact#all-aid-fsaic" target="_blank" style="font-size:13.5pt;">Federal Student Aid Information Center</a><span style="font-size:13.5pt;color:inherit;">&nbsp;by live chat, email or phone. You can also find in-person help in your area by searching&nbsp;</span><a href="https://formyourfuture.org/more-resources/" target="_blank" style="font-size:13.5pt;">NCAN</a><span style="font-size:13.5pt;color:inherit;">’s database of resources and FAFSA completion events by state. by&nbsp;</span><a href="https://www.forbes.com/advisor/author/bmcgurran/" target="_blank" style="font-size:10.5pt;">Brianna McGurran</a></p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 20 Oct 2021 12:05:04 -0500</pubDate></item><item><title><![CDATA[3 FAFSA® Deadlines You Need to Know ]]></title><link>https://www.lfeducationalconsulting.com/blogs/post/3-FAFSA®-Deadlines-You-Need-to-Know-Now1</link><description><![CDATA[ Ah, deadlines: sworn enemy of students across the nation. When you’re busy with classes, extracurricular activities, and a social life, i ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_JM-0urRDQMGHfU2RcKuNcQ" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_lJjE7bmRRY2PkySv2rKYSw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_LKOsc1uPT6arqzahkobykA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_T0D3KAtSWVgJYXIsxdQk6Q" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_T0D3KAtSWVgJYXIsxdQk6Q"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
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                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/fafsa%202021.png" size="original" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_qzcgVXPSQ_ivwQ3Ml_mf3A" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_qzcgVXPSQ_ivwQ3Ml_mf3A"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">Ah, deadlines: sworn enemy of students across the nation. When you’re busy with classes, extracurricular activities, and a social life, it’s easy to let due dates whoosh by. Exam, term paper, Spanish club meeting…We get it.</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">Nevertheless, we’re here to point out a few more critical commitments to add to your calendar:<i>&nbsp;Free Application for Federal Student Aid</i>&nbsp;(FAFSA</span><sup><span style="font-size:9pt;">®</span></sup><span style="font-size:12pt;">) deadlines. It’s essential that you submit your FAFSA form on time, or you might lose out on big money that can help you pay for college.</span></p><p><b><span style="font-size:12pt;color:rgb(255, 0, 0);">The College Deadline</span></b></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">The first type of due date comes from colleges themselves, and—spoiler alert—it’s typically early. College deadlines vary from school to school, but usually come well before the academic year starts. If you’re applying to multiple colleges, look up each school’s FAFSA deadline and apply by the earliest one.</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">Many college FAFSA due dates are priority deadlines. This means that you need to get your FAFSA form in by that date to be considered for the most money. Many colleges have this date clearly marked on their financial aid webpages. If you can’t find it, you can always call the school’s financial aid office.</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">If you’re worried about&nbsp;</span><a href="https://blog.ed.gov/2019/09/7-things-need-fill-2020-21-fafsa-form/"><span style="font-size:12pt;">gathering information to complete the FAFSA form</span></a><span style="font-size:12pt;">&nbsp;in time to meet this deadline, don’t be. You can apply beginning Oct. 1. You’ll use 2018 tax information, so there’s no need for estimates.</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">Didn’t think it could get any easier? The Oct. 1 launch date coincides with many college application deadlines, so we recommend submitting admission and federal aid applications at the same time. If you haven’t figured out where you’re applying yet, don’t worry! You can still submit the FAFSA form. Just list any school you’re considering, even if you’re not sure whether you’ll apply or be accepted. You can always&nbsp;</span><a href="https://studentaid.gov/apply-for-aid/fafsa/review-and-correct#change-schools"><span style="font-size:12pt;">add or remove schools to your FAFSA form</span></a><span style="font-size:12pt;">&nbsp;later.</span></p><div align="center" style="color:inherit;"><span style="font-size:12pt;"><hr width="100%" align="center"></span></div>
<p style="margin-bottom:12pt;"><b><span style="font-size:12pt;"><span style="color:inherit;">2. </span><span style="color:rgb(255, 0, 0);">The State Deadline</span></span></b></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">The second deadline is set by your home state. You&nbsp;</span><a href="https://studentaid.gov/apply-for-aid/fafsa/fafsa-deadlines"><span style="font-size:12pt;">can check your state’s deadline.&nbsp;</span></a><span style="font-size:12pt;">&nbsp;Some states have hard deadlines and others have suggested dates to make sure you get priority consideration for college money. Many states have limited funds, so their FAFSA deadlines may be quite early. If your state’s deadline is “as soon as possible after Oct. 1, 2019,” you should get your FAFSA form submitted ASAP. Many of these states have limited funds and offer financial aid only until they run out, so the sooner you apply, the better your chances.</span></p><div align="center" style="color:inherit;"><span style="font-size:12pt;"><hr width="100%" align="center"></span></div>
<p style="margin-bottom:12pt;"><b><span style="font-size:12pt;"><span style="color:inherit;">3. </span><span style="color:rgb(255, 0, 0);">The Federal Deadline</span></span></b></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">This last deadline comes from us, the U.S. Department of Education, aka the FAFSA folks. Our only time constraint is that each year’s FAFSA form is no longer available after June 30 for that particular academic year.</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">That means that the 2020–21 FAFSA form will disappear from&nbsp;</span><a href="https://studentaid.gov/h/apply-for-aid/fafsa"><span style="font-size:12pt;">fafsa.gov</span></a><span style="font-size:12pt;">&nbsp; on June 30, 2021, because that’s the end of the 2020–21 school year. That’s right—you can technically go through your entire year at college before accessing the FAFSA form. However, a few federal student aid programs have limited funds, so be sure to apply as soon as you can. Also, as we said, earlier deadlines from states and colleges make waiting a bad idea.</span></p><div align="center" style="color:inherit;"><span style="font-size:12pt;"><hr width="100%" align="center"></span></div>
<p style="margin-bottom:12pt;"><b><span style="font-size:12pt;color:rgb(255, 0, 0);">Why so many due dates?</span></b></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">Each of these entities awards financial aid differently and at different times. What they all have in common, though, is that they use the FAFSA form to see whether you’re eligible for their aid programs. So when a college wants to offer its aid before the academic year starts, it needs your FAFSA form to do so. If you want in on that money to help you pay for college, you need to meet the deadline. The same goes for state aid programs. Additionally, many outside scholarship programs need to see your FAFSA info before they will consider your application. If you’re&nbsp;</span><a href="https://blog.ed.gov/2016/03/scholarship-basics-and-tips/"><span style="font-size:12pt;">applying for scholarships,</span></a><span style="font-size:12pt;">&nbsp;you need to stay on top of those deadlines, too.</span></p><p style="margin-bottom:12pt;"><b><span style="font-size:12pt;color:rgb(255, 0, 0);">What happens if I miss the deadlines?</span></b></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">Don’t miss the deadlines. Plan to get your FAFSA form in by the earliest of all the due dates for your best crack at college money. By missing deadlines, you take yourself out of the running for money you might otherwise get. Some states and colleges continue to award aid to FAFSA latecomers, but your chances get much slimmer, and the payout is often lower.</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">If you miss the end-of-June federal deadline, you’re no longer eligible to submit that year’s FAFSA form. Did we mention you shouldn’t miss the deadlines?</span></p><p style="color:inherit;margin-bottom:12pt;"><span style="font-size:12pt;">As the saying goes, “the sooner the better.” So turn in your FAFSA form (and that term paper!) as soon as possible.</span></p><p><span style="color:inherit;">&nbsp;</span></p></div>
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